Travel Insurance

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Most people regard travel insurance as an added expense or a luxury but in fact it is the most important purchase of your whole family holiday, especially when travelling with children. No one expects an accident to happen but what if your family is involved in an accident. Something as simple as stepping off the curb and twisting an ankle can have a devastating effect on your holiday.

Travel InsuranceObtaining health care in some parts of the world can be very complicated. Some hospitals won’t provide any treatment, or won’t allow a patient to be discharged until the hospital has received payment. In addition to travel insurance,healthcare insurance must be considered. A great example for this is getting a medical plan for your plastic surgery. Thailand is a great place to get your plastic surgery done and planning ahead of time for the costs and expenses for your operation should be considered. Most insurance companies do not cover plastic surgery – it all depends on the purpose of the surgery. This means you’ll have to pay in advance or show proof of payment via your travel insurance.

Trip cancellation insurance is also a very important coverage to have from your travel insurance company. It may come as a surprise to find out that if for whatever reason you need to cancel your trip, most tickets are non refundable and you will lose the cost of your trip.

Australia has many travel insurers, so it is important to get quotes from several and do your research. Don’t let price be the only factor in your decision. Make sure you read the full travel insurance policy, as spending a little time upfront might save you a lot of money in the long run!

TIP… Buy your travel insurance early to get maximum pre departure coverage.

The peace of mind that travel insurance provides is unbelievable. You can relax and enjoy yourself knowing that whatever happens, your family is protected. We therefore recommend you take out travel insurance as soon as you have purchased your tickets.

Below are two insurers that come recommended to us both in price and service.

1Cover Travel Insurance

1Cover is one of Australia’s leading online Travel Insurance companies and offer you the opportunity to purchase your Insurance cover immediately on the web. You can quote, purchase the policy, and have it delivered by email within 3 minutes. Over 70yrs of age?… No problems with 1Cover

 


 

World Nomads Travel insurance

With World Nomads, you can buy, extend and claim online even after you’ve left home. Recommended by Lonely Planet, World Nomads travel insurance is available to people from over 150 countries and is designed for adventurous travellers with cover for overseas medical, evacuation, baggage and activities such as skiing and snowboarding.

World Nomads Promotional Code

For a limited time, we’ve arranged a 5% discount on all travel insurance policies organized through World Nomads.

Step 1: Start by using the link below to open the World Nomads Quick Quote page.
Get a Quote This link opens in a new browser window or tab]
 Step 2: Apply Our Promotional Code

Info On the next screen will be the various options available to you for building your insurance quote, just enter “bobm” where you see “If you have a promotional code, enter it here” before continuing to apply the promo code.

World Nomads Promotion code

 

NB. Promo codes will not work for residents of North America. Due to regulatory restrictions for the United States and Canada, world nomads can not legally offer discounts to North American residents. Discounts can be offered to customers who reside elsewhere in the world.

In cases where you are not covered by travel insurance, such accidents can be compounded by a long-term financial burden. Hospitalisation, medical evacuations, or even the return of the deceased’s remains to Australia, can be very expensive. Daily hospitalisation costs in Southeast Asia regularly exceed $800. The cost of medical evacuations from Bali can cost from $50,000 and sometimes up to $300,000.



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Updated: February 23, 2013 by admin